O Little Credit Card Lyrics

(To be sung before Christmas)

O little Credit Card, You bring me Christmas cheer;
Without your clout, I have no doubt No gifts I'd give this year;
Your credit line allows me, To run up bills quite large,
And when I'm through exhausting you, I'll use my Master Charge

(To be sung after Christmas)

O little Credit Card, You bring me discontent;
I calculate your int'-rest rate is over 12 per-cent;
Each month your cry for payment, My letter-box bombards;
I'm one more sap caught in your trap-- Next year I'll just send cards