Luna Grey - Christmas on Credit Lyrics

[Intro]
Maxed out plastic, fake snow on the window
Mama's signature shakin' while she's signin' for tomorrow

[Verse 1]
December receipts pile up like dirty snow
APR through the roof but nobody's gotta know
Barbie dreams wrapped in clearance paper
Prayin' the minimum payment comes a little later
Momma said "baby girl, Santa's running late"
But I saw her crying over credit card statements at eight

[Chorus]
Christmas on credit, yeah, we're living on borrowed time
Red and green bills keep coming, ain't nothing divine
Deck the halls with payment plans, fa-la-la-la f*ck
Twenty percent interest on all this made-up luck

[Verse 2]
Dollar store tinsel trying to look like gold
Overdraft fees got these presents feeling cold
Momma's got that look in her eyes again
Calculator out at midnight, stressed out, no end
They prey on desperate mothers in December
Making memories we're still paying for next November
But she smiled through it all just for me
Now I'm grown, seeing through this fake prosperity

[Chorus]
Christmas on credit, yeah, we're living on borrowed time
Red and green bills keep coming, ain't nothing divine
Deck the halls with payment plans, fa-la-la-la f*ck
Twenty percent interest on all this made-up luck

[Outro]
Still got those toys in my closet somewhere
Price tags of love that were too heavy to bear
Momma, I finally understand what it cost
To keep magic alive when everything else was lost